Let’s be honest: travel insurance is one of those things people often buy last-minute, without giving it much thought. But if you’re going to Cuba, that approach could backfire.
Not all policies are accepted by Cuban authorities, and many don’t offer the kind of support you’d actually want if something serious happens. That’s where CubaHeal’s travel insurance stands apart — not because it’s flashy, but because it’s built for real-world use in Cuba.
Why You Can’t Use Just Any Insurance in Cuba
Cuba requires all travelers to have valid travel medical insurance. But here’s the catch: not every insurance provider is accepted.
Due to U.S. sanctions and local regulations, the Cuban government only recognizes policies issued by companies partnered with Asistur S.A., the country’s official insurance agency. Policies from many major insurers in the U.S. and Canada either exclude Cuba or won’t be acknowledged at the border. (U.S. State Department Advisory)
That’s why CubaHeal works directly with Cuban authorities and authorized underwriters. The result: your certificate is accepted, your documents are in Spanish and English, and your entry into Cuba is smoother.
What CubaHeal’s Insurance Actually Covers
CubaHeal doesn’t try to sell you stripped-down policies just to make a sale. Coverage includes:
- Emergency medical care, including surgery and hospitalization
- Emergency medical evacuation (if medically necessary)
- Repatriation of remains
- COVID-19-related treatment
- 24/7 bilingual support, including help with hospital selection, transportation, and case follow-up
Everything aligns with Cuban government requirements. You’re not left guessing whether your policy meets the rules.
For more details on Cuba’s entry requirements, check the official Canadian government travel advisory.
Do You Need Travel Insurance Even for Layovers?
Yes. Even if you’re only in Cuba for a few hours on a connecting flight, you still need valid medical insurance. Immigration officers can and do request proof of coverage for travelers in transit.
This isn’t just a recommendation — it’s law. And travelers have been denied entry (or delayed) for not having the right paperwork. (Gov.uk Cuba Entry Rules)
Why CubaHeal’s Support Matters
If you get sick in Havana or Santiago de Cuba, the last thing you want is to figure out your insurance coverage in broken Spanish or deal with a provider who doesn’t know the local system.
With CubaHeal, you don’t just get a policy. You get bilingual reps on the ground, guidance with hospital intake, and help if you need to contact your consulate or family back home.
You’re also working with a company that’s focused entirely on Cuba, not the world at large. That matters when things go sideways.
Real Coverage, Not Fine Print
Some policies offer big promises but quietly bury exclusions. CubaHeal’s travel insurance is upfront. There are no deductibles. No co-pays. No surprises about what’s covered once you land.
Everything is set up to comply with Cuba’s official rules — no workarounds, no loopholes. That’s critical if you ever need to make a claim.
Final Thought: Pay Attention Now So You’re Not Stuck Later
Buying a random policy online might feel cheaper or faster. But if it isn’t accepted in Cuba, it’s not just useless — it could leave you stuck at immigration or paying thousands out of pocket for a medical emergency.
CubaHeal’s insurance is built specifically for travel to Cuba. It’s legal, recognized, and backed by real support on the ground.
If you want peace of mind — and actual coverage that works in Cuba — this is one area where cutting corners isn’t worth it.
Looking to buy travel insurance for Cuba? Make sure it checks all the boxes. Better yet, get it through a provider that knows the country inside and out.